11/22/09 Sunday BofA (Allegedly)Tricks Customers into Paying Late Fees

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Post #224 The following is brought to you by Intellivest Securities Research, Inc. Towards the end of this Blog is a list of the Dow 30 CEO's, a ranking of the Dow 30 by market capitalization as of close of 11/6/09 and an update of the Dow 30's most recent SEC filings as of 11/6/09.

A read of Sunday's 11/21/09 print editions of: New York Times, Atlanta Journal Constitution, 11/23/09 Barron's, 11/30/09 issue of Forbes and 11/30/ issue of BusinessWekk yielded the following stories about Dow Jones Industrial Average 30 component companies and the Dow with stories about the Dow aggregated first and then items about Dow Jones Industrial Average 30 companies presented alphabetically, followed by symbol and Friday's closing price and related data:

Dow:: Barron's pM47 has a lit of the Dow Jones 30 earnings, dividends and book value for the trailing 52 week period with the highest per share earning being IBM at $9.70, the highest dividend being Chevron at $2.66 and the highest book value being Travelers at $43.37.

The Dow Jones Industrial Average closed Friday at 10,318.16 down 14.28 or 0.14% from Thursday's close of 10,332.44. For the week the Dow was up 47.69 0.46%. Of the 30 Dow Companies: 21 declined and 9 gained. The biggest gainer dollar-wise and percentage-wise was Merck MRK $36.46 +1.13 3.2% 36,277,143 NYSE. The biggest decliner dollar-wise and percentage-wise was Caterpillar CAT $57.95 0.66 1.13% 8,692,203 NYSE.

As of the close of the market Friday, the current divisor for the Dow found at page B4 of The Wall St. Jrnl is .132319125 unchanged, the trailing P/E ratio is 17.87 down from Friday's 17.90 (year ago it was 16.85) the P/E estimate is 16.04 up from Friday's 15.82 (year ago it was 8.95) and the current dividend yield is 2.70 up from Friday's 2.69 (it was 4.03 a year ago).

Friday's Dow Jones Industrial Average closing numerator was 1365.29 down 1.89 from Thursday's closing Dow numerator of 1367.18. This is the sum of all 30 closing prices. A short cut to the Dow numerator is to multiply the closing Dow by the Divisor. Now, if you divide the Dow numerator decrease of 1.89 for Friday by the divisor you get the decrease in Friday's Dow close of 14.28.

The average closing price (the closing numerator divided by 30) of Friday's Dow Jones Industrial Average was 45.51 down 0.06 from Thursday's Dow Jones Industrial Average closing price of $45.57. The median closing price of Friday's Dow Jones Industrial Average was $41.70 down 0.15 from Thursday's Dow Jones median closing price of $41.85. The lowest volume Thursday was 3M MMM $76.64 0.61 0.79% 3,025,314 NYSE and the highest volume again was Bank of Am BAC $16.09 +0.01 0.06% 127,726,139 NYSE.

If Friday morning before the market opened you had purchased $100 of each of the Dow Jones Industrial Average 30 shares (assuming you could buy fractional shares and assuming no transaction costs) and sold at the close you would have lost $180.
($136,710 - $136,530)

AT&T T $26.02 0.09 0.34% 23,557,729 NYSE: Barron's p24 "Don't Hang Up on AT&T" by Tom Sullivan says its successful exclusive deal to sell Apple's iPHone apparently ending next year, AT&T has lost investors' favor. AT&T is the nation's No. 2 cellular phone service provider and its shares are down 8% this year, while Dow Jones Industrial Average is up 17% over the same period. In AT&T's case, the woeful share performance is also attributable to the approaching end of its exclusive contract to sell Apple's iPhone. It is assumed that it will wind up toward the end of '10 altho the contract is confidential. The loss of that exclusivity could have a meaningful impact on AT&T's subscriber base. AT&T's weak share price overlooks a number of positives including robust cash flow, a 6.3% dividend yield, a broad line of other smartphones and a management team, headed by CEO Randall Stephenson, that has proved it can cut costs, reduce debt and integrate acquisitions. AT&T is also the leading service provide for BlackBerry. AT&T has 82 mil wireless customers, behind No. 1 Verizon Communications' 89 mil.

NYT p1 "Best Soup Ever? Suits Over Ads Now Seek Proof" by Stephanie Clifford says firms that were once content to fight in grocery store aisles and on tv commercials are now filing lawsuits and other formal grievances challenging their competitors' claims. Long time fores like Pantene and Dove, Science Diet and Iams, AT&T and Verizon Wireless, and Campbell Soup and Progresso have all wrestled over ads recently. On the article's jump to p25, the ad is displayed that was the dispute between AT&T and Verizon Wireless where AT&T sued and lost last week saying the ad falsely implied that AT&T had no cellphone coverage in vast amounts of areas depicted on the map.

Forbes p58 "The Un-Cisco" by Matthew Schifrin says shares of Juniper Network have doubled since March. Juniper, which along with Cisco dominates the market for network equipment, is poised to get a lot mjore business from big firms. Last summer Juniper recruited Kevin Johnson away from Microsoft after Microsoft's bid for Yahoo failed. Johnson will be adept at landing orders for switches, routers and security products from big corporate accounts. Juniper recently said it was teaming with Dell to sell secure networking equipment and software, including its MX routers and Junos operating system, under Dell's PowerConnnect brand. It's also partnered with IBM in its cloud computing push. Telecom clients like AT&T are champing at the bit for Juniper's new MX 3D Universal Edge Router, designed for next generation bandwidth needs.

Alcoa AA $13.13 0.09 0.68% 22,267,842 NYSE: Barron's pM47 says for the trailing 52 week period Alcoa has negative 2.49 earnings, dividends of 0.26 and book value of 14.53.

American Express AXP $40.93 0.21 0.51% 10,647,343 NYSE: Barron's pM47 says for the trailing 52 week period American Express has 1.08 earnings, dividends of 0.72 and book value of 10.09.

Bank of America BAC $16.09 +0.01 0.06% 127,726,139 NYSE: NyT Bus. Sec. p7 "The Great Unknowns of Credit Card Bills" by David Segal claims that Bank of America has sent out bill that have no markings of "Bank of America" on the bill so people think it is junk mail and not a credit card bill. The result is they toss it and BofA gets to charge late fees for non-payment on time.

BusWk p7 is an item about a report from the Treasury Dept about the bailout of AIG and how the Fed botched negotiations over the $30 bil payout by treating AIG's counterparties such as Deutsche Bank, Goldman Sachs, and Merrill Lynch with kid gloves and bending over bacckwards to keep their identities secret.

Boeing BA $51.7 +0.27 0.52% 4,685,210 NYSE: Barron's pM47 says for the trailing 52 week period Boeing has negative 0.08 earnings, dividends of 1.68 and book value of 1.78.

Caterpillar CAT $57.95 0.66 1.13% 8,692,203 NYSE: Barron's pM47 says for the trailing 52 week period Caterpillar has 2.13 earnings, dividends of 1.68 and book value of 9.70.

Chevron CVX $76.77 0.57 0.74% 10,518,961 NYSE: Barron's Cover "10 Terrific Dividend Stocks" says on the cover that with annual payouts as high as 6%, you can relax with Verizon, Chevron, McDonald's, Johnson & Johnson, Intel, Banco Santander, PepsiCo, Nestle, Novartis and Procter & Gamble.

Barron's pM47 has a lit of the Dow Jones 30 earnings, dividends and book value with the highest per shar earning being IBM at $9.70, the highest dividend being Chevron at $2.66 and the highest book value being Travelers at $43.37.

Cisco CSCO $23.46 0.22 0.93% 36,180,447 NASDAQ-GS: BusWk p26 Cisco's Extreme Ambitions" by Peter Burrows says CEO John Chambers is now chasing market share in 30 different categories and making powerful enemies. At Cisco's annnual meeting on 11/12 Chambers faced a barrage of tough questions about the firm and its prospects. At one point he sat down on the steps of the stage as he answered questions about how Cisco is struggling to show how his $36 bil behemoth can remain a growth firm and improve its stock market performance. He is risking a a fight with some of the toughest firms in tech, including Dell, Hewlett-Packard and IBM. As Cisco moves into the computer server market led by HP, Chambers has provoked a counterattack on his core business of routers and switches, which direct traffic around the Internet. HP said on 11/12 it would buy networking equip provider 3com to step up its assault. As Cisco gets more rev from servers, its overall margins will likely fall, while HP will probably see margins rise as it sells networking gear. Cisco is offering $3 bil for Tandbberg, a Norwegian firm that makes video conferencing systems that are more popular than Cisco's high end products. There is a photo of Chambers looking like a preacher gazing toward heaven.

Forbes p58 "The Un-Cisco" by Matthew Schifrin says shares of Juniper Network have doubled since March. Juniper, which along with Cisco dominates the market for network equipment, is poised to get a lot more business from big firms. Last summer Juniper recruited Kevin Johnson away from Microsoft after Microsoft's bid for Yahoo failed. Johnson will be adept at landing orders for switches, routers and security products from big corporate accounts. Juniper recently said it was teaming with Dell to sell secure networking equipment and software, including its MX routers and Junos operating system, under Dell's PowerConnnect brand. It's also partnered with IBM in its cloud computing push. Telecom clients like At&T are champing at the bit for Juniper's new MX 3D Universal Edge Router, designed for next generation bandwidth needs.

Coca-Cola KO $57.48 +0.60 1.05% 10,319,604 NYSE: Barron's pM47 says for the trailing 52 week period Coke has 2.70 earnings, dividends of 1.61 and book value of 8.73.

Disney DIS $30.01 0.20 0.66% 9,112,830 NYSE: NYT Travel p2 "A New Wait-Time App For Disney Theme Parks" by Allison Busacca says Disney Parks has released a mobile app, Mobile Magic, which delivers real time updates of wait times, where to find characters and GPS enabled maps for both Disneyland and Walt Disney World. The app costs $9.99 for a 180 day subscription and only works on Verizon Wireless phones.

DuPont DD $34.51 0.09 0.26% 5,879,093 NYSE: Barron's pM47 says for the trailing 52 week period Dupont has 0.75 earnings, dividends of 1.64 and book value of 7.87.

ExxonMobil XOM $74.38 0.27 0.36% 19,065,539 NYSE: NYT Week in Review "Laugh Lines" says Conan O'Brien says Dick Cheney slammed Pres. Obama for bowing before Japan's emperor. Cheney said, "Come on, it's not like he's the CEO of Exxon."

Forbes p82 "The World's Most Powerful People" by Michael Noer, Nicole Perlroth lists the 67 most powerful people in the world and number 8 is Michael T. Duke CEO of Wal-Mart Stores, number 10 is Bill Gates, founder of Microsoft, number 13 is Jeffrey R. Immelt, CEO of GE, number 22 is Rex W. Tillerson, CEO of ExxonMMobil, number 30 is James S. Dimon, CEO of JPMorgan Chase.

GE $15.59 0.17 1.08% 63,568,347 NYSE: BusWk p30 "Health Care: GE Gets Radical" by Jena McGregor says GE is offering only high deductible, consumer directed plans to its employees that will save millions but may damage morale. The price of GE stock has gone nowhere as the rest of the market has risen and a 68% dividend cut, the first in 71 years, has stung execs. Now GE is forcing its 75,000 salaried US employees and 8,000 retirees under 65 to choose what's known as a consumer directed health plan that includes deductibles that run as high as $4,000 per year.

Forbes p82 "The World's Most Powerful People" by Michael Noer, Nicole Perlroth lists the 67 most powerful people in the world and number 8 is Michael T. Duke CEO of Wal-Mart Stores, number 10 is Bill Gates, founder of Microsoft, number 13 is Jeffrey R. Immelt, CEO of GE, number 22 is Rex W. Tillerson, CEO of ExxonMMobil, number 30 is James S. Dimon, CEO of JPMorgan Chase.

Hewlett-Packard HPQ $50.04 +0.22 0.44% 14,334,709 NYSE: Barron's p17 says Hewlett-Packad which recently said it would buy 3Com for $2.7 bil, posts results Monday 11/23 after the market closes. It pre-announced earnings a few pennies lower than forecasts.

BusWk p69 "One-Stop Tech Giants" by Ben Levisohn says Nov. 11, Hewlett-Packard said it would acquire networking firm 3Com, the latest in a line of tech megamergers. HP may not need to make another major acquisition soon.

BusWk p26 Cisco's Extreme Ambitions" by Peter Burrows says CEO John Chambers is now chasing market share in 30 different categories and making powerful enemies. At Cisco's annnual meeting on 11/12 Chambers faced a barrage of tough questions about the firm and its prospects. At one point he sat down on the steps of the stage as he answered questions about how Cisco is struggling to show how his $36 bil behemoth can remain a growth firm and improve its stock market performance. He is risking a a fight with some of the toughest firms in tech, including Dell, Hewlett-Packard and IBM. As Cisco moves into the computer server market led by HP, Chambers has provoked a counerattack on his core business of routers and switches, which direct traffic around the Internet. HP said on 11/12 it would buy networking equip provider 3com to step up its assault. As Cisco gets more rev from servers, its overall margins will likely fall, while HP will probably see margins rise as it sells networking gear. Cisco is offering $3 bil for Tandbberg, a Norwegian firm that makes video conferencing systems that are more popular than Cisco's high end products. There is a photo of Chambers looking like a preacher gazing toward heaven.

Home Depot HD $27.18 +0.07 0.26% 17,298,732 NYSE: Forbes p60 "Hardwood Hero" by Helen Coser says in the last 2 years the median home price in the US shrunk 17% to $174,900 and foreclosures have increased 110%. All of which makes the performance of Lumber liquidators, vendor of hardwood flooring, so dazzling. last year the Toano, Va. firm cleared $22 mil on $482 mil in rev. Lumber Liquidators stocks 350 kinds of flooring more than most small outfits and about the same amount as Home Depot and Lowe'. Home Depot and Lowe's spend about 1.5% of their sales on advertising versus Lumber Liquidators who spends 9%.

Intel INTC $19.24 0.06 0.31% 48,741,342 NASDAQ-GS: Barron's p M3 "Market Loses Steam on Shift in Sentiment" says Intel slid during the week after Bank of America Merrill Lynch downgraded it and seven other chip makers. Inel is charted at pMB saing Merrill downgraded it to neutral from Buy in concert with a broader pullback on the sector.

Barron's p34 "Intel Chips In ore oney" by Shirley A. Lazo says Intel enhanced its common dividend by 12.5% last Tues up to 15.75 cents up from the 14 cents it has paid for 7 consecutive quartered. Intel began paying cash dividends in '92 and has sweetened them 14 times for a total take by investors of $16.6 bil. The world's No. 1 semiconductor chip maker, Santa Clara, Calif based Intel sports one of the highest dividend yields in the tech sector. its new payout translates into a 3.29% return.

IBM $126.96 0.58 0.45% 5,312,986 NYSE: Forbes p40 IBM Bets on Beijing" by Andy Greenberg say sIBM can pull data from a 1,000 cameras located at street intersection of the Chinese city of Shenyang (po;. 7.2 mil) and along with sensors beneath the roads, IBM can predict the time and location of traffic jams with 85% certainty up to an hour in the future. Over the last decade IBM has mutated from a seller of servers and mainframes into a firm that pulled in 57% of its $103 bil in '08 rev from advising businesses and running their info tech operations. Its latest offering involves making infrastructure "smart." That means supplying the expertise to run the tech behind power utilities, rail, health and traffic systems. The bigger the problem, the more IBM says it stands to profit as a consultant and integrator across hardware, software and services.

BusWk p26 Cisco's Extreme Ambitions" by Peter Burrows says CEO John Chambers is now chasing market share in 30 different categories and making powerful enemies. At Cisco's annnual meeting on 11/12 Chambers faced a barrage of tough questions about the firm and its prospects. At one point he sat down on the steps of the stage as he answered questions about how Cisco is struggling to show how his $36 bil behemoth can remain a growth firm and improve its stock market performance. He is risking a a fight with some of the toughest firms in tech, including Dell, Hewlett-Packard and IBM. As Cisco moves into the computer server market led by HP, Chambers has provoked a counterattack on his core business of routers and switches, which direct traffic around the Internet. HP said on 11/12 it would buy networking equip provider 3com to step up its assault. As Cisco gets more rev from servers, its overall margins will likely fall, while HP will probably see margins rise as it sells networking gear. Cisco is offering $3 bil for Tandbberg, a Norwegian firm that makes video conferencing systems that are more popular than Cisco's high end products. There is a photo of Chambers looking like a preacher gazing toward heaven.

Barron's pM47 has a lit of the Dow Jones 30 earnings, dividends and book value with the highest per shar earning being IBM at $9.70, the highest dividend being Chevron at $2.66 and the highest book value being Travelers at $43.37.

J.P.Morgan Chase JPM $42.46 0.09 0.21% 25,221,159 NYSE: Forbes p82 "The World's Most Powerful People" by Michael Noer, Nicole Perlroth lists the 67 most powerful people in the world and number 8 is Michael T. Duke CEO of Wal-Mart Stores, number 10 is Bill Gates, founder of Microsoft, number 13 is Jeffrey R. Immelt, CEO of GE, number 22 is Rex W. Tillerson, CEO of ExxonMMobil, number 30 is James S. Dimon, CEO of JPMorgan Chase.

Forbes on the Cover with Dimon's photo and at p90 "Master Banker, Master Schmoozer" by Anita Raghavan profiles Jamie Dimon and how he is trying to shape the outcome of regulatory reform.

Johnson & Johnson JNJ $62.31 0.12 0.19% 16,270,346 NYSE: Barron's Cover "10 Terrific Dividend Stocks" says on the cover that with annual payouts as high as 6%, you can relax with Verizon, Chevron, McDonald's, JJhnson & Johnson, Intel, Banco Santander, PepsiCo, Nestle, Novartis and Procter & Gamble.

Kraft KFT $27.17 +0.20 0.74% 11,302,268 NYSE: Barron's pM47 says for the trailing 52 week period Kraft has 1.67 earnings, dividends of 1.16 and book value of 15.02.

McDonald's MCD $63.97 +0.56 0.88% 8,829,416 NYSE: Barron's Cover "10 Terrific Dividend Stocks" says on the cover that with annual payouts as high as 6%, you can relax with Verizon, Chevron, McDonald's, Johnson & Johnson, Intel, Banco Santander, PepsiCo, Nestle, Novartis and Procter & Gamble.

Merck MRK $36.46 +1.13 3.2% 36,277,143 NYSE: BusWk p64 "Why Drugmmakers Don't Twitter" by Catherine Amst says 60% of Americans use the Internet for med info. The FDA had 2 days of hearings in Nov. to brainstorm about social media rules for drug firms but it won't issue rules before mid '10. The FDA sent letters in April to 14 firms, including Eli Lilly and Merck demanding that the advertisers on the web display side effect warnings. Search ads don't the space to explain all that, so most drug firms stopped pop up ads on Google and Yahoo searches.

Microsoft MSFT $29.62 0.16 0.54% 42,156,703 NASDAQ-GS: Forbes p58 "The Un-Cisco" by Matthew Schifrin says shares of Juniper Network have doubled since March. Juniper, which along with Cisco dominates the market for network equipment, is poised to get a lot mjore business from big firms. Last summer Juniper recruited Kevin Johnson away from Microsoft after Microsoft's bid for Yahoo failed. Johnson will be adept at landing orders for switches, routers and security products from big corporate accounts. Juniper recently said it was teaming with Dell to sell secure networking equipment and software, including its MX routers and Junos operating system, under Dell's PowerConnnect brand. It's also partnered with IBM in its cloud computing push. Telecom clients like At&T are champing at the bit for Juniper's new MX 3D Universal Edge Router, designed for next generation bandwidth needs.

Pfizer PFE $18.36 +0.25 1.38% 60,772,795 NYSE: Forbes p64 "Useless Medicine" by Robert Langreth says much of the $2.5 trillion spent on health care goes down the drain for tests and treatments that don't help, run up the bill and may even cause harm. In Jan. Eli Lilly agreed to pay $1.42 bil and plead guilty to a charge it marketedd Zyprexa for unapproved use. Pfizer, denying wrongdoing, has agreed to pay the feds $301 mil to settle allegations it promoted its antipsychotic Geodon off-label.

Procter & Gamble PG $61.8 0.35 0.56% 12,337,073 NYSE: Barron's Cover "10 Terrific Dividend Stocks" says on the cover that with annual payouts as high as 6%, you can relax with Verizon, Chevron, McDonald's, Johnson & Johnson, Intel, Banco Santander, PepsiCo, Nestle, Novartis and Procter & Gamble.

3M MMM $76.64 0.61 0.79% 3,025,314 NYSE: Barron's pM47 says for the trailing 52 week period 3M has 3.98 earnings, dividends of 2.04 and book value of 14.10.

Travelers TRV $52.38 0.30 0.57% 4,104,310 NYSE: Barron's pM47 has a lit of the Dow Jones 30 earnings, dividends and book value with the highest per shar earning being IBM at $9.70, the highest dividend being Chevron at $2.66 and the highest book value being Travelers at $43.37.

United Technologies UTX $67.97 0.04 0.06% 3,359,181 NYSE: Barron's pM47 says for the trailing 52 week period United Technologies has 4.20 earnings, dividends of 1.54 and book value of 16.86.

Verizon VZ $30.43 0.09 0.29% 11,362,498 NYSE: Barron's Cover "10 Terrific Dividend Stocks" says on the cover that with annual payouts as high as 6%, you can relax with Verizon, Chevron, McDonald's, JJhnson & Johnson, Intel, Banco Santander, PepsiCo, Nestle, Novartis and Procter & Gamble.

BusWk p28 "Vodafone's Indian Dilemma" by Mehul Srivastava, Mark Scott says Vodafone is signing up plenty of new customers, but price wars are putting a serious crimp in the carrier's margins. Vodafone, which owns 45% of Verizon Wireless, still has the biggest sales of any cell carrier worldwide. On 11/10 it announced that first half net profits had doubled to $8.1 bil but its emerging market operations have hit a rough patch. Vodafone expects its Qatar unit will lose $55 mil this fiscal year, while its Turksh sub lost $118 in the 6 months ended in Sept. Vodafone is No. 3 in India and is signing up 2 mil newcomers a month, about 90% of its customer additions worldwide..

NYT Travel p2 "A New Wait-Time App For Disney Theme Parks" by Allison Busacca says Disney Parks has released a mobile app, Mobile Magic, which delivers real time updates of wait times, where to find characters and GPS enabled maps for both Disneyland and Walt Disney World. The app costs $9.99 for a 180 day subscription and only works on Verizon Wireless phones.

NYT p1 "Best Soup Ever? Suits Over Ads Now Seek Proof" by Stephanie Clifford says firms that were once content to fight in grocery store aisles and on tv commercials are now filing lawsuits and other formal grievances challenging their competitors' claims. Long time fores like Pantene and Dove, Science Diet and Iams, AT&T and Verizon Wireless, and Campbell Soup and Progresso have all wrestled over ads recently. On the article's jump to p25, the ad is displayed that was the dispute between AT&T and Verizon Wireless where AT&T sued and lost last week saying the ad falsely implied that AT&T had no cellphone coverage in vast amounts of areas depicted on the map.

Barron's p24 "Don't Hang Up on AT&T" by Tom Sullivan says its successful exclusive deal to sell Apple's iPHone apparently ending next year, AT&T has lost investors' favor. AT&T is the nation's No. 2 cellular phone service provider and its shares are down 8% this year, while Dow Jones Industrial Average is up 17% over the same period. In AT&T's case, the woeful share performance is also attributable to the approaching end of its exclusive contract to sell Apple's iPhone. It is assumed that it will wind up toward the end of '10 altho the contract is confidential. The loss of that exclusivity could have a meaningful impact on AT&T's subscriber base. AT&T's weak share price overlooks a number of positives including robust cash flow, a 6.3% dividend yield, a broad line of other smartphones and a management team, headed by CEO Randall Stephenson, that has proved it can cut costs, reduce debt and integrate acquisitions. AT&T is also the leading service provide for BlackBerry. AT&T has 82 mil wireless customers, behind No. 1 Verizon Communications' 89 mil.

Walmart WMT $54.28 0.26 0.48% 14,721,405 NYSE: Forbes p82 "The World's Most Powerful People" by Michael Noer, Nicole Perlroth lists the 67 most powerful people in the world and number 8 is Michael T. Duke CEO of Wal-Mart Stores, number 10 is Bill Gates, founder of Microsoft, number 13 is Jeffrey R. Immelt, CEO of GE, number 22 is Rex W. Tillerson, CEO of ExxonMMobil, number 30 is James S. Dimon, CEO of JPMorgan Chase.

Forbes p28 "Dillinger' s Nightmare" by Stephane Fitch says that banks who poached an idea from the local Wal-Mart of using Wal-Mart style greeters have less chance statistically of being held up because bank robbers avoid banks where there are people whose job is to notice each person who enters the bank and greet that person.

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Here are the CEOs of the Dow 30 Companies:

T Randall L. Stephenson
AA Klaus Kleinfeld
AXP Kenneth I. Chenault
BAC Kenneth D. Lewis (on 10/1 he announced his resignation as of year-end).
BA W. James McNerney, Jr.
CAT James W. Owens who will be replaced by Douglas Oberhelman in 2010.
CVX David O'Reilly who will be replaced by John Watson at year end.
CSCO John Chambers
KO Muhtar Kent
DIS Robert Iger
DD Ellen Kullman
XOM Rex W. Tillerson
GE Jeffrey R. Immelt
HPQ Mark Hurd
HD Frank Blake
INTC Paul S. Otellini
IBM Samuel J. Palmisano
JPM Jamie Dimon
JNJ William C. Weldon
KFT Irene Rosenfeld
MCD Jim Skinner
MRK Robert Clark
MSFT Steve Ballmer
PFE Jeffrey Kindler
PG Bob McDonald
MMM George W. Buckley
TRV Jay S. Fishman
UTX Louis Chenevert
VZ Ivan Seidenberg
WMT Mike Duke

Here are the Dow Jones Industrial Average 30 ranked in order of market capitalization rounded to the nearest billion as of
11/6/09 followed by number of shares outstanding rounded to the nearest 1/2 billion:

1. Exxon Mobil XOM $349 [5]
2. Microsoft MSFT 254 [9]
3. WalMart WMT 198 [4]
4. Procter & Gamble PG 178 [3]
5. JPMorgan Chase 171 [4]
6. Johnson & Johnson JNJ 164 [3]
7. GE 163 [10.5]
8. IBM 162 [1.5]
9. Chevron CVX 155 [2]
10. Cisco CSCO 155 [6]
11. AT&T 153 [6]
12. BAC 130 [6.5]
13. Coke KO 126 [2]
14. Hewlett-Packard HPQ 117 [ 2]
15. Pfizer PFE 116 [7]
16. Intel INTC 106 [5.5]
17. Verizon VZ 69 [3]
18. Merck MRK 69 [2
19. McDonald's MCD 67 [1]
20. United Technologies UTX 61 [1]
21. 3M MMM 53 [.5]
22. Disney DIS 53 [2]
23. Home Depot 44 [2]
24. American Express AXP 44 [1]
25. Kraft KFT 40 [1.5]
26. Caterpillar CAT 36 [.5]
27. Boeing BA 34 [1]
28. DuPont DD 30 [1]
29. Travelers 28 [.5]
30. Alcoa AA 11 [1]

Here are the latest SEC filings as of 11/7/09 other than ownership filings and, except for certain cases, I do not include third party shareholder proposals:

Symbol & Co. Name/Date of Filing/Form Filed/ Comments

T AT&T: 11/6/09 8K announced the completion of the acquisition of Centennial Communications Corp. a regional provider of wireless and wired communications services for $945 million in cash.
11/5/09 10-Q

Alcoa AA: 10/23/09 10Q

American Express AXP: 10/30/09 10Q

Bank of Am BAC: 11/6/09 10Q

Boeing BA: 11/5/09 8K to reflect certain adjustments that have been made to prior year consolidated financial statements that were previously filed with the SEC on Form 10-K for the year ended December 31, 2008.

Caterpiller CAT: 10/30/09 10-Q

Chevron CVX: 11/5/09 10Q

Cisco CSCO: 11/4/09 8K On November 4, 2009, Cisco reported its results of operations for its fiscal first quarter 2010 ended October 24, 2009. Advisor, $750,000.

Coke KO: 10/29/09 10QA

Disney DIS: 10/27/09 Amended S-4 related to the takeover of Marvel.

DuPont DD: 11/5/09 Prospectus relating to $1,000,000,000 3.250% Notes due January 15, 2015 & $1,000,000,000 4.625% Notes due January 15, 2020

ExxonMobil XOM: 11/5/09 10Q

GE: 11/6/09 10QA

Hewlett-Packard HPQ: 9/24/09 8K saying at its Securities Analyst Meeting, HPQ addressed how it is uniquely positioned to grow and expand in the global information technology market. “We expect the IT industry to return to growth in 2010 and believe that HP will outpace the market,” said Mark Hurd, CEO.

Home Depot HD: 9/3/09 10-Q

Intel INTC: 11/5/09 8K Regulation FD Disclosure that on November 4, 2009, NY Attorney General Andrew Cuomo filed a lawsuit against Intel in the US Dist. Ct. for the District of Delaware alleging that Intel has violated the federal antitrust laws, the New York Donnelly Act (N.Y. Gen. Bus. Law § 340 et seq.), and § 63(12) of the New York Executive Law. The lawsuit alleges that Intel has engaged in a worldwide campaign of illegal, exclusionary conduct to maintain Intel’s alleged monopoly power and prices in the market for x86 microprocessors. The lawsuit seeks unspecified damages trebled, restitution, disgorgement, an injunction, $1,000,000 for each violation of the Donnelly Act, and attorneys’ fees and costs. Intel strongly disagrees with the plaintiff’s allegations and claims, and intends to conduct a vigorous defense of the lawsuit.

IBM: 11/5/09 8K announcing its Form S-3, effective August 3, 2007, relating to $2,000,000,000 of debt securities of the Registrant.

JPMorganChase JPM: 11/6/09 Reg. FD disclosure relating to an investor conference.

Johnson & Johnson JNJ: 11/4/09 10Q

Kraft KFT: 11/3/09 10Q

McDonalds MCD: 11//5/09 10Q

Merck MRK: 11/4/09 8K announcing the consummation on November 3, 2009 of the merger of Merck & Co., Inc. &, Schering-Plough Corporation.

Microsoft MSFT: 10/23/09 10Q

Pfizer PFE: 11/5/09 10Q

Procter & Gamble PG: 10/29/09 10Q

3M MMM: 10/20/09 10Q

Travelers TRV: 10/22/09 10Q

United Technologies UTX: 10/23/09 10Q

Verizon Communications Inc. VZ:/11/2/09 8K announcing VZ adoption of Statement of Financial Accounting Standards No. 160, Noncontrolling Interests in Consolidated Financial Statements — an amendment of ARB No. 51 (SFAS No. 160).

Wal-Mart WMT: 8K 9/18/09 pricing agreement relating to a $1 bil Euro Note Offering.

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